FAQ's
FREQUENTLY ASKED QUESTIONS
You can easily apply for a loan online through our website by filling out the application form, uploading required documents, and getting instant approval.
Loan eligibility depends on factors like age, income, employment type, and credit score. You can use our loan eligibility calculator online for quick results.
Common home loan documents include identity proof, address proof, income proof (salary slips/IT returns), property papers, and recent bank statements.
The loan amount depends on your monthly income, repayment capacity, and credit score. Lenders usually offer up to 60–70% of your monthly income as EMI.
A credit score of 650 or above is generally required for quick approval and better interest rates. However, some lenders also provide loans for lower scores.
Most personal loans are approved within 24–48 hours if documents are complete. Home or business loans may take longer due to verification processes.
Personal loan interest rates usually start from 10.5% per annum and vary depending on your credit profile, loan amount, and repayment tenure.
Yes, we provide business loans for startups as well as established businesses. The amount and terms depend on business plans, turnover, and eligibility.
No, not all loans require collateral. Secured loans (like home loans) need collateral, while unsecured loans (like personal loans) don’t.
A secured loan requires collateral like property or assets, while an unsecured loan (like personal or business loans) does not. Interest rates are lower for secured loans.
Yes, it’s possible, but the interest rate may be higher. Improving your credit score increases chances of approval and reduces costs.
You can repay loans through flexible EMIs based on your tenure, auto-debit, or online payments. Some lenders also allow part-prepayments.
Yes, you can prepay or foreclose your loan early. Some lenders may charge a small foreclosure fee, while others allow it for free.
Yes, we provide personal, home, and business loans for self-employed individuals. Documents like income tax returns and bank statements are required.
Processing fees usually range between 1% to 3% of the loan amount, depending on the lender and loan type.
Yes, you can apply for another loan if your income and repayment capacity allow. Many customers take multiple loans if they meet criteria.
Yes, we provide instant personal loans with minimal documentation. Once approved, funds are disbursed within a few hours or the next working day.
Missing an EMI can attract penalty charges and negatively impact your credit score. It’s best to inform the lender in advance if you expect delays.
why choose us ??
At Easypaise , we make borrowing simple, transparent, and stress-free. With access to multiple banks and financial institutions, we help you find the best loan with low interest rates, flexible EMI options, and quick approval. Whether you need a home loan, personal loan, business loan, or automobile loan, our expert team guides you at every step to ensure a smooth process. Trusted by thousands of customers, we focus on fast documentation, transparent service, and reliable support, so you can get the right loan without the hassle.